:root{color-scheme:dark;--bg:#171a1b;--surface:#202425;--surface-2:#282d2e;--border:#3b4040;--text:#ece9e4;--text-muted:#b8bdbb;--accent:#ca916c;--accent-hover:#dda784;--accent-tint:#352d28;--shadow-sm:0 2px 5px #10141430;--shadow-md:0 3px 8px #10141430,0 14px 35px #10141445;--shadow-lg:0 8px 40px #10141480;--radius:16px;--font: 'Segoe UI',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font);font-size:16px;line-height:1.75}button,input,select,textarea{font:inherit}a{color:var(--accent);text-underline-offset:4px}a:hover{color:var(--accent-hover)}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}button,a{transition:color .16s,background .16s,transform .16s,box-shadow .16s}:focus-visible{outline:3px solid var(--accent);outline-offset:5px}img,svg,iframe,video,canvas{max-width:100%}img{height:auto}svg{flex-shrink:0}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.15;letter-spacing:-.035em}h1{font-size:clamp(2.1rem,4.3vw,3.7rem);font-weight:600;margin-bottom:26px}h2{font-size:clamp(1.7rem,3.1vw,2.6rem);font-weight:600;margin-bottom:24px}h3{font-size:1.23rem;font-weight:600;margin-bottom:14px}p{color:var(--text-muted);margin-bottom:22px}strong{color:var(--text)}ul,ol{padding-left:22px}li{margin-bottom:8px}.container{width:100%;max-width:1200px;margin-inline:auto;padding-inline:clamp(16px,4vw,40px)}.section{padding-block:88px}.section:nth-of-type(even){background:linear-gradient(110deg,#ca916c05,transparent),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='40' height='40'%3E%3Ccircle cx='1' cy='1' r='.7' fill='%23b8bdbb' opacity='.08'/%3E%3C/svg%3E")}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;margin-bottom:34px}.section-head 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0;max-width:550px}.chart-figure svg{display:block;width:100%;height:auto}.chart-figure figcaption{font-size:.7rem;color:var(--text-muted);position:absolute;bottom:0;left:0}.form-block{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-lg)}.form-heading{display:flex;gap:14px;align-items:center;font-weight:600;line-height:1.4;margin-bottom:24px}.form-legal{font-size:.72rem;line-height:1.6;margin:20px 0 0}.form-block__intro{font-size:.86rem}.form-block label{display:block;font-size:.85rem;margin-bottom:6px}.form-block input:not([type=checkbox]):not([type=radio]),.form-block select,.form-block textarea{width:100%;min-height:48px;padding:12px 14px;border:1px solid #515656;background:#191d1e;color:var(--text);border-radius:7px;box-shadow:var(--shadow-sm)}.form-block button[type=submit],.form-block 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16px;color:var(--text-muted);font-weight:600;font-size:1.03rem;letter-spacing:-.04em}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.split.wide-left{grid-template-columns:1.15fr .85fr}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-md);transition:transform .18s,box-shadow .18s}.card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.card p:last-child{margin-bottom:0}.card p{font-size:.91rem}.card.featured{grid-row:span 2;padding:36px}.card.featured h3{font-size:1.75rem}.steps{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 40px;counter-reset:steps}.step{position:relative;padding:27px 0 27px 54px;border-top:1px solid 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var(--accent);padding-left:18px;color:var(--text-muted)}.section-number{color:var(--accent);font-size:.75rem;letter-spacing:.1em;display:block;margin-bottom:15px}.review-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.review-person{display:flex;gap:14px;align-items:center;margin-bottom:20px}.review-person img{width:52px;height:52px;object-fit:cover;border:1px solid var(--border);border-radius:50%}.review-person strong{display:block;font-size:.93rem}.review-person small{color:var(--text-muted);font-size:.72rem}.review-grid blockquote{margin:0;font-size:.88rem;color:var(--text-muted)}.facts{display:grid;grid-template-columns:140px 1fr;gap:12px 22px;font-size:.87rem}.facts dt{color:var(--text-muted)}.facts dd{margin:0;overflow-wrap:anywhere}.link-cards a{text-decoration:none;color:var(--text);display:flex;justify-content:space-between;align-items:center;gap:18px;padding:22px 0;border-bottom:1px solid var(--border)}.link-cards a svg{color:var(--accent)}.link-cards 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.cards{margin-block:25px}.map-embed{width:100%;max-width:100%;aspect-ratio:16/9;min-height:320px;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-md)}.map-embed iframe{width:100%;height:100%;border:0}.site-footer{padding:55px 0 24px;border-top:1px solid var(--border);background:#141718}.footer-intro{display:flex;justify-content:space-between;align-items:center;gap:30px;padding-bottom:35px}.footer-intro p{font-size:.9rem;margin:0}.footer-nav{display:grid;grid-template-columns:1fr 1fr .8fr 1.3fr;gap:30px;padding:35px 0;border-top:1px solid var(--border)}.footer-nav h2{font-size:.94rem;letter-spacing:0}.footer-nav ul{list-style:none;padding:0}.footer-nav li{margin-bottom:12px;line-height:1.45}.footer-nav a{font-size:.76rem;text-decoration:none;color:var(--text-muted)}.footer-nav a:hover{color:var(--accent)}.disclaimer{border-top:1px solid var(--border);padding-top:30px;font-size:.76rem}.disclaimer p{margin-top:10px}.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:18px;font-size:.73rem;color:var(--text-muted);padding-top:15px}.calc-visual{width:240px;height:110px;color:var(--accent)}.calc .container{min-width:0}.reveal-visible{animation:reveal .55s ease both}@keyframes reveal{from{opacity:.6;transform:translateY(8px)}to{opacity:1;transform:none}}@keyframes menu-in{from{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}
.nav-group.open:after{content:'';position:absolute;bottom:-5px;left:16px;width:10px;height:10px;background:var(--surface);border-top:1px solid var(--border);border-left:1px solid var(--border);transform:rotate(45deg);z-index:52;pointer-events:none}
@media(max-width:900px){.nav-group.open:after{display:none}}
@media(min-width:1000px){.hero-title h1{font-size:3.5rem}.hero-form{margin-top:20px}}
@media(max-width:1100px){.header-inner{gap:18px}.brand img{width:190px}.header-cta{font-size:.72rem}#site-nav{gap:12px}.hero-grid{column-gap:30px}.hero-title h1{font-size:3rem}}
@media(max-width:900px){.menu-toggle{display:block;margin-left:auto}.header-cta{margin-left:0}#site-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--bg);padding:16px 24px;max-height:calc(100vh - 88px);overflow:auto;border-bottom:1px solid var(--border)}#site-nav.is-open{display:block}.nav-trigger{width:100%;justify-content:space-between;font-size:1rem}.submenu,.nav-group:last-child .submenu{position:static;min-width:0;max-width:none;max-height:none;box-shadow:none;margin:5px 0 12px}.menu-toggle[aria-expanded=true]>svg{display:none}.menu-toggle[aria-expanded=true] .close-icon{display:block}.hero-grid{grid-template-columns:1fr 1fr}.hero-title h1{font-size:2.6rem}.form-block{padding:22px}.section{padding-block:64px}.split{gap:30px}.section-head{display:block}.section-head p{max-width:650px;margin-top:18px}.footer-nav{grid-template-columns:1fr 1fr}.hero-art{opacity:.24}}
@media(max-width:767px){.hero{padding:42px 0}.hero-grid{display:flex;flex-direction:column;gap:26px}.hero-title{order:0}.hero-title h1{font-size:clamp(2.15rem,7vw,3rem);margin-bottom:0}.hero-title .eyebrow{margin-bottom:18px}.hero-form{order:1;width:100%}.hero-copy{order:2;width:100%}.hero-art{transform:none!important}.hero-copy>.lead{font-size:1rem}.chart-figure{max-width:480px}.split,.split.wide-left{grid-template-columns:1fr;gap:30px}.section{padding-block:50px}.cards,.review-grid{grid-template-columns:1fr}.card.featured{grid-row:auto}.section-head{margin-bottom:28px}.exchange-inner{gap:18px}.exchange-inner>p{max-width:none}.exchange-list{justify-content:flex-start;gap:8px}.exchange-list span{font-size:.9rem;padding:6px 13px}.steps{grid-template-columns:1fr}.footer-intro{align-items:flex-start;flex-direction:column}.facts{grid-template-columns:1fr;gap:4px}.facts dd{margin-bottom:14px}.page-hero{padding:35px 0}.breadcrumbs{font-size:.7rem;line-height:1.5}.document h2{font-size:1.5rem}.hero-note{margin-bottom:0}.hero-links{gap:15px}.header-inner{min-height:74px}.brand img{width:175px;height:auto}.header-cta{min-height:36px;font-size:.67rem;padding:8px 10px}.header-cta svg{display:none}.header-inner{gap:12px}.button{padding:13px 17px;font-size:.88rem}.calc-visual{max-width:60%}}
@media(max-width:380px){.brand img{width:151px}.header-cta{display:none}.footer-nav{grid-template-columns:1fr}.form-block{padding:19px}.hero-links a{font-size:.75rem}}
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